This institution is no longer active
Operations ceased on March 1, 2019. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Total Assets
$5.8B
Total Deposits
$4.3B
Net Loans
$3.9B
Net Income
$48M
ROA
0.83%
Below avg for Community banks. Peer avg: 0.90%
ROE
5.18%
Risk-Based Capital
20.72%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2018 | 1,046 | 47.32% | 33.37% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jan 2018 | Outstanding | Large Bank |
| Nov 2014 | Outstanding | Large Bank |
| Apr 2012 | Outstanding | Large Bank |
8 previous ratings locked — back to 1991
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Address
County
Established
Total Assets