🏦Bank Scorer

BANK OF GUAM

HAGATNA, GU · Supervised by FDIC

Est. 1972FDIC #20,884RSSD: FDIC-20884
Part ofBANKGUAM HOLDING CO→ View all charters
Satisfactory Same

Current rating · Exam: August 2025

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.72%

Institution Profile

FDIC BankFind

Address

111 W Chalan Santo Papa, HAGATNA, GU

County

Guam County

Established

December 11, 1972

Total Assets

$3.1B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

August 1, 2025

Exam Type

Large Bank

Regulator

FDIC
What is a CRA rating? →
Estimated next exam:Aug 2029(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$3.1B

Total Deposits

$2.9B

Net Loans

$1.7B

Net Income

$6M

ROA

0.72%

ROE

9.86%

Risk-Based Capital

15.55%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

17

Branch Deposits

$2.4B

1-Year Change

0

5-year net change: -4 branches

Rating History

CRA / FFIEC

Rating Trend

↓ Declining

Based on last 3 exams

12 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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