Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$712M
Total Deposits
$632M
Net Loans
$569M
Net Income
$2M
ROA
1.03%
Above avg for Small banks. Peer avg: 0.44%
ROE
11.85%
Risk-Based Capital
12.26%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 553 | 82.28% | 4.16% |
| 2023 | 493 | 81.54% | 4.46% |
| 2022 | 591 | 86.8% | 2.20% |
| 2021 | 1,036 | 86% | 1.06% |
| 2020 | 1,314 | 86.38% | 1.83% |
| 2019 | 807 | 87.36% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Oct 2025 | Satisfactory | Intermediate Small Bank |
| Dec 2022 | Satisfactory | Intermediate Small Bank |
| Nov 2019 | Satisfactory | Small Bank |
7 previous ratings locked — back to 1991
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Total Branches
6
Branch Deposits
$557M
1-Year Change
0
5-year net change: +1 branches
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Preview:
| 2018 | 524 | 74.43% | 6.30% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red