🏦Bank Scorer

This institution is no longer active

Operations ceased on January 10, 2020. CRA examination history below reflects the period it was active.

AFFINITY BANK

ATLANTA, GA · Supervised by FDIC

Est. 2002FDIC #57,264RSSD: FDIC-57264
Part ofABB FINANCIAL GROUP INC→ View all charters
Satisfactory Same

Current rating · Exam: May 2016

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.66%

Institution Profile

FDIC BankFind

Address

400 Galleria Parkway Se, Suite 900, ATLANTA, GA

County

Cobb County

Established

September 3, 2002

Total Assets

$327M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

May 1, 2016

Exam Type

Small Bank

Regulator

FDIC
⚠️This exam is 10 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 2019Call Report / FDIC

Total Assets

$327M

Total Deposits

$253M

Net Loans

$258M

Net Income

$2M

ROA

0.66%

ROE

6.29%

Risk-Based Capital

11.75%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

Improving

Based on last 3 exams

3 previous ratings locked — dating back to 2005

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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