Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$3.3B
Total Deposits
$2.5B
Net Loans
$2.3B
Net Income
$14M
ROA
1.75%
Above avg for Community banks. Peer avg: 0.90%
ROE
14.02%
Risk-Based Capital
15.63%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 843 | 61.21% | 23.84% |
| 2023 | 1,201 | 66.36% | 20.15% |
| 2022 | 1,424 | 71% | 18.47% |
| 2021 | 1,439 | 75.05% | 13.90% |
| 2020 | 1,675 | 75.16% | 11.94% |
| 2019 | 1,511 | 67.31% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Apr 2025 | Satisfactory | Large Bank |
| Oct 2022 | Satisfactory | Large Bank |
| Jun 2019 | Satisfactory | Large Bank |
2 previous ratings locked — back to 2013
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Total Branches
32
Branch Deposits
$2.5B
1-Year Change
+6
5-year net change: -1 branches
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| 18.33% |
| 2018 | 1,676 | 69.51% | 18.91% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red