Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.5B
Total Deposits
$1.2B
Net Loans
$892M
Net Income
$2M
ROA
0.63%
Below avg for Community banks. Peer avg: 0.90%
ROE
8.83%
Risk-Based Capital
14.49%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 441 | 69.16% | 19.95% |
| 2023 | 587 | 74.45% | 17.04% |
| 2022 | 818 | 77.26% | 11.61% |
| 2021 | 781 | 86.94% | 4.99% |
| 2020 | 557 | 87.97% | 3.41% |
| 2019 | 431 | 88.4% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jan 2024 | Satisfactory | Large Bank |
| Jan 2021 | Satisfactory | Large Bank |
| Apr 2018 | Satisfactory | Large Bank |
9 previous ratings locked — back to 1991
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Total Branches
17
Branch Deposits
$1.2B
1-Year Change
-1
5-year net change: +1 branches
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Preview:
| 2018 | 464 | 83.41% | 6.68% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red