Bank Holding Company
MCCREARY BANCSHARES INC
1 active bank · 1 merged/absorbed · $459M combined assets
RSSD ID: 1071342
Combined Assets
$459M
CRA Rating Summary
Outstanding1charter
Bank Charters
Each charter is examined independently for CRA compliance. Legacy entities were merged or absorbed during corporate consolidation.
UNITED CUMBERLAND BANK
WHITLEY CITY, KY · FDIC · $459M
OutstandingFIRST TRUST AND SAVINGS BANK, ONEIDA, TENNESSEE
Merged 2014ONEIDA, TN · FDIC · $146M
Satisfactory
| Charter | Location | Regulator | Assets | Current Rating | Exam Date |
|---|---|---|---|---|---|
| UNITED CUMBERLAND BANK | WHITLEY CITY, KY | FDIC | $459M | Outstanding | Mar 2025 |
| FIRST TRUST AND SAVINGS BANK, ONEIDA, TENNESSEEMerged 2014 | ONEIDA, TN | FDIC | $146M | Satisfactory | Dec 2011 |
CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.