Bank Holding Company
FIRST CITIZENS BANCSHARES INC
0 active banks · 4 merged/absorbed
RSSD ID: 1098796
Bank Charters
Each charter is examined independently for CRA compliance. Legacy entities were merged or absorbed during corporate consolidation.
SOUTHERN HERITAGE BANK
Merged 2016CLEVELAND, TN · FDIC · $275M
SatisfactoryTHE MUNFORD UNION BANK
Merged 2003MUNFORD, TN · FDIC · $153M
SatisfactoryTHE BANK OF TROY
Merged 1999TROY, TN · FDIC · $57M
OutstandingFIRST VOLUNTEER BANK
Merged 1999UNION CITY, TN · FDIC · $49M
Satisfactory
| Charter | Location | Regulator | Assets | Current Rating | Exam Date |
|---|---|---|---|---|---|
| SOUTHERN HERITAGE BANKMerged 2016 | CLEVELAND, TN | FDIC | $275M | Satisfactory | Jan 2016 |
| THE MUNFORD UNION BANKMerged 2003 | MUNFORD, TN | FDIC | $153M | Satisfactory | May 2002 |
| THE BANK OF TROYMerged 1999 | TROY, TN | FDIC | $57M | Outstanding | Sep 1997 |
| FIRST VOLUNTEER BANKMerged 1999 | UNION CITY, TN | FDIC | $49M | Satisfactory | Apr 1997 |
CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.