Bank Holding Company
OHNWARD BANCSHARES INC
3 active banks · 1 merged/absorbed · $1.7B combined assets
RSSD ID: 1200311
Combined Assets
$1.7B
CRA Rating Summary
Outstanding1charter
Satisfactory2charters
Bank Charters
Each charter is examined independently for CRA compliance. Legacy entities were merged or absorbed during corporate consolidation.
FIRST CENTRAL STATE BANK
DEWITT, IA · FDIC · $784M
SatisfactoryOHNWARD BANK & TRUST
CASCADE, IA · FDIC · $489M
SatisfactoryMAQUOKETA STATE BANK
MAQUOKETA, IA · FDIC · $445M
OutstandingGATEWAY STATE BANK
Merged 2019CLINTON, IA · FDIC · $158M
Satisfactory
| Charter | Location | Regulator | Assets | Current Rating | Exam Date |
|---|---|---|---|---|---|
| FIRST CENTRAL STATE BANK | DEWITT, IA | FDIC | $784M | Satisfactory | Nov 2025 |
| OHNWARD BANK & TRUST | CASCADE, IA | FDIC | $489M | Satisfactory | May 2025 |
| MAQUOKETA STATE BANK | MAQUOKETA, IA | FDIC | $445M | Outstanding | Jan 1999 |
| GATEWAY STATE BANKMerged 2019 | CLINTON, IA | FDIC | $158M | Satisfactory | Jul 2015 |
CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.