Bank Holding Company
F&M BANCSHARES INC
1 active bank · 1 merged/absorbed · $1.1B combined assets
RSSD ID: 1135806
Combined Assets
$1.1B
CRA Rating Summary
Satisfactory1charter
Bank Charters
Each charter is examined independently for CRA compliance. Legacy entities were merged or absorbed during corporate consolidation.
CENTENNIAL BANK
TREZEVANT, TN · FDIC · $1.1B
SatisfactoryCITIZENS CITY & COUNTY BANK
Merged 2007TRENTON, TN · FDIC · $30M
Satisfactory
| Charter | Location | Regulator | Assets | Current Rating | Exam Date |
|---|---|---|---|---|---|
| CENTENNIAL BANK | TREZEVANT, TN | FDIC | $1.1B | Satisfactory | Sep 2025 |
| CITIZENS CITY & COUNTY BANKMerged 2007 | TRENTON, TN | FDIC | $30M | Satisfactory | Mar 2004 |
CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.