Bank Holding Company
INDEPENDENT BANCSHARES EMPLOYEE STK OWNERSHIP PLAN
1 active bank · $225M combined assets
RSSD ID: 3587294
Combined Assets
$225M
CRA Rating Summary
Satisfactory1charter
Bank Charters
Each charter is examined independently for CRA compliance.
| Charter | Location | Regulator | Assets | Current Rating | Exam Date |
|---|---|---|---|---|---|
| COMMUNITY SPIRIT BANK | RED BAY, AL | FDIC | $225M | Satisfactory | Sep 2021 |
CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.