Bank Holding Company
FARMERS&MERCHANTS BANCSHARES
1 active bank · $863M combined assets
RSSD ID: 5041521
Combined Assets
$863M
CRA Rating Summary
Satisfactory1charter
Bank Charters
Each charter is examined independently for CRA compliance.
| Charter | Location | Regulator | Assets | Current Rating | Exam Date |
|---|---|---|---|---|---|
| FARMERS AND MERCHANTS BANK | UPPERCO, MD | FDIC | $863M | Satisfactory | Feb 2026 |
CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.