Bank Holding Company
FIRST BANCSHARES CORP
1 active bank · 1 merged/absorbed · $632M combined assets
RSSD ID: 1978414
Combined Assets
$632M
CRA Rating Summary
Satisfactory1charter
Bank Charters
Each charter is examined independently for CRA compliance. Legacy entities were merged or absorbed during corporate consolidation.
FIRST BANK, UPPER MICHIGAN
GLADSTONE, MI · FDIC · $632M
SatisfactoryNORTHERN MICHIGAN BANK & TRUST
Merged 2017ESCANABA, MI · FDIC · $262M
Satisfactory
| Charter | Location | Regulator | Assets | Current Rating | Exam Date |
|---|---|---|---|---|---|
| FIRST BANK, UPPER MICHIGAN | GLADSTONE, MI | FDIC | $632M | Satisfactory | Nov 2024 |
| NORTHERN MICHIGAN BANK & TRUSTMerged 2017 | ESCANABA, MI | FDIC | $262M | Satisfactory | Feb 2015 |
CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.