Bank Holding Company
CORNERSTONE FINL SERVICES GROUP
1 active bank · 1 merged/absorbed · $536M combined assets
RSSD ID: 1142372
Combined Assets
$536M
CRA Rating Summary
Satisfactory1charter
Bank Charters
Each charter is examined independently for CRA compliance. Legacy entities were merged or absorbed during corporate consolidation.
SOUTH OTTUMWA SAVINGS BANK
OTTUMWA, IA · FDIC · $536M
SatisfactoryWEST LIBERTY STATE BANK
Merged 2015WEST LIBERTY, IA · FDIC · $90M
Satisfactory
| Charter | Location | Regulator | Assets | Current Rating | Exam Date |
|---|---|---|---|---|---|
| SOUTH OTTUMWA SAVINGS BANK | OTTUMWA, IA | FDIC | $536M | Satisfactory | Apr 2025 |
| WEST LIBERTY STATE BANKMerged 2015 | WEST LIBERTY, IA | FDIC | $90M | Satisfactory | Feb 2013 |
CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.