AMERICAN CENTRAL BCORP INC
1 active bank · 5 merged/absorbed · $806M combined assets
RSSD ID: 1095414
Combined Assets
$806M
CRA Rating Summary
Bank Charters
Each charter is examined independently for CRA compliance. Legacy entities were merged or absorbed during corporate consolidation.
PRAIRIE STATE BANK AND TRUST
SPRINGFIELD, IL · FDIC · $806M
SatisfactoryTHE BANK
Merged 2007CHARLESTON, IL · FDIC · $116M
SatisfactoryTHE FARMERS AND MERCHANTS STATE BANK OF VIRDEN, ILLINOIS
Merged 2007VIRDEN, IL · FDIC · $83M
SatisfactoryFARMERS STATE BANK OF FULTON COUNTY
Merged 2011LEWISTOWN, IL · FDIC · $62M
SatisfactoryFIRST SPRINGFIELD BANK & TRUST
Merged 1997SPRINGFIELD, IL · FDIC · $36M
OutstandingFARMERS AND TRADERS STATE BANK OF MEREDOSIA
Merged 2000MEREDOSIA, IL · FDIC · $33M
Satisfactory
| Charter | Location | Regulator | Assets | Current Rating | Exam Date |
|---|---|---|---|---|---|
| PRAIRIE STATE BANK AND TRUST | SPRINGFIELD, IL | FDIC | $806M | Satisfactory | Jan 2025 |
| THE BANKMerged 2007 | CHARLESTON, IL | FDIC | $116M | Satisfactory | Sep 2004 |
| THE FARMERS AND MERCHANTS STATE BANK OF VIRDEN, ILLINOISMerged 2007 | VIRDEN, IL | FDIC | $83M | Satisfactory | Apr 2003 |
| FARMERS STATE BANK OF FULTON COUNTYMerged 2011 | LEWISTOWN, IL | FDIC | $62M | Satisfactory | Sep 2008 |
| FIRST SPRINGFIELD BANK & TRUSTMerged 1997 | SPRINGFIELD, IL | FDIC | $36M | Outstanding | Jan 1996 |
| FARMERS AND TRADERS STATE BANK OF MEREDOSIAMerged 2000 | MEREDOSIA, IL | FDIC | $33M | Satisfactory | Feb 2000 |
CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.