SOUTH CNTL BANCSHARES KY INC
1 active bank · 5 merged/absorbed · $2.2B combined assets
RSSD ID: 2810285
Combined Assets
$2.2B
CRA Rating Summary
Bank Charters
Each charter is examined independently for CRA compliance. Legacy entities were merged or absorbed during corporate consolidation.
SOUTH CENTRAL BANK, INC.
GLASGOW, KY · FDIC · $2.2B
SatisfactorySOUTH CENTRAL BANK OF BOWLING GREEN, INC.
Merged 2015BOWLING GREEN, KY · FDIC · $227M
SatisfactorySOUTH CENTRAL BANK OF DAVIESS COUNTY, INC.
Merged 2015OWENSBORO, KY · FDIC · $205M
SatisfactoryKENTUCKY NEIGHBORHOOD BANK
Merged 2017ELIZABETHTOWN, KY · FDIC · $132M
SatisfactorySOUTH CENTRAL BANK OF MONROE COUNTY
Merged 2015TOMPKINSVILLE, KY · FDIC · $128M
SatisfactorySOUTH CENTRAL BANK OF HARDIN COUNTY, INC.
Merged 2015ELIZABETHTOWN, KY · FDIC · $83M
Satisfactory
| Charter | Location | Regulator | Assets | Current Rating | Exam Date |
|---|---|---|---|---|---|
| SOUTH CENTRAL BANK, INC. | GLASGOW, KY | FDIC | $2.2B | Satisfactory | Aug 2025 |
| SOUTH CENTRAL BANK OF BOWLING GREEN, INC.Merged 2015 | BOWLING GREEN, KY | FDIC | $227M | Satisfactory | Sep 2011 |
| SOUTH CENTRAL BANK OF DAVIESS COUNTY, INC.Merged 2015 | OWENSBORO, KY | FDIC | $205M | Satisfactory | Jul 2014 |
| KENTUCKY NEIGHBORHOOD BANKMerged 2017 | ELIZABETHTOWN, KY | FDIC | $132M | Satisfactory | Jan 2014 |
| SOUTH CENTRAL BANK OF MONROE COUNTYMerged 2015 | TOMPKINSVILLE, KY | FDIC | $128M | Satisfactory | Jan 2012 |
| SOUTH CENTRAL BANK OF HARDIN COUNTY, INC.Merged 2015 | ELIZABETHTOWN, KY | FDIC | $83M | Satisfactory | Jun 2012 |
CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.