🏦BankScorer

THE FARMERS & MERCHANTS BANK

WATERLOO, AL · Supervised by FDIC

RSSD ID: FDIC-1745

Needs to Improve

Current rating · Exam: March 2026

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Current Examination

Overall Rating

Needs to Improve

Exam Date

March 1, 2026

Exam Type

Small Bank

Regulator

FDIC

Rating History

8 previous ratings locked — dating back to 1992

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Rating Over Time

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OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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