🏦BankScorer

SOUTHERN MICHIGAN BANK & TRUST

COLDWATER, MI · Supervised by FDIC

RSSD ID: FDIC-5019

Satisfactory

Current rating · Exam: August 2025

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Current Examination

Overall Rating

Satisfactory

Exam Date

August 1, 2025

Exam Type

Intermediate Small Bank

Regulator

FDIC

Rating History

11 previous ratings locked — dating back to 1993

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Rating Over Time

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OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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